THE 5K4KEYS INITIATIVE IS CURRENTLY AVAILABLE IN AZ, CA, CO, FL, GA, NM, TX, & WA
THE 5K4KEYS INITIATIVE IS CURRENTLY AVAILABLE IN AZ, CA, CO, FL, GA, NM, TX, & WA
Zero Point Mortgage Loan Officers & our 5K4KEYS Real Estate Partners will graciously handle all of your home buying & financing needs!
5K4KEYS is an initiative that provides grants to buyers interested in achieving their dreams of owning a home through financial education. By providing the steps to get there, 5K4KEYS clients receive real financial support.
ALREADY WORKING WITH A REAL ESTATE AGENT, BUT DON'T SEE THEM LISTED AS A 5K4KEYS PARTNER? INVITE THEM TO PARTICIPATE IN 5K4KEYS!
If you're a Conventional borrower whose income is at or below 80% of the Area Median Income (AMI), you could be eligible for an additional 2%, up to $4,000, to go towards your down payment using United Wholesale Mortgage's 1% Down Conventional Program!**
**please see additional disclosures in website footer
Email info@5k4keys.com with any additional questions!
5K4KEYS brought to you by ZERO POINT MORTGAGE
5200 DTC PKWY STE. 300, GWV, CO 80111
Email info@5k4keys.com with any questions!
Copyright © 2023 5K4KEYS - All Rights Reserved. NMLS 1216108, ZERO POINT MORTGAGE, (720) 298-8084.
EQUAL HOUSING OPPORTUNITY - LICENSED IN ARIZONA (MB-0934728), CALIFORNIA (60DBO66276), COLORADO, FLORIDA (MBR3234), GEORGIA (1216108), NEW MEXICO, TEXAS, WASHINGTON (CL-1216108) AND OREGON (1216108), NMLS CONSUMER ACCESS
INFORMATION PROVIDED IS EXCLUSIVELY FOR CONSUMERS' PERSONAL, NON-COMMERCIAL USE AND MAY NOT BE USED FOR ANY PURPOSE OTHER THAN TO IDENTIFY PROSPECTIVE CONSUMERS WHO MAY BE INTERESTED IN PURCHASING. PROGRAM IS LIMITED TO PURCHASE OF A PRIMARY RESIDENCE. ALL LOANS SUBJECT TO APPLICATION AND CREDIT APPROVAL, SATISFACTORY APPRAISAL AND TITLE INSURANCE.
*ASSUMING THE MONTHLY TAXES AND PROPERTY INSURANCE OF $600.00, THE MONTHLY PAYMENT ON A $475,000 30-YEAR FIXED-RATE LOAN AT 6.500% AND 95% LOAN-TO-VALUE (LTV) IS $3870.70 WITH BORROWER PAID MORTGAGE INSURANCE. THE ANNUAL PERCENTAGE RATE (APR) IS 7.463% WITH ESTIMATED FINANCE CHARGES OF $11,000. TAXES AND PROPERTY INSURANCE ARE ESTIMATED AND MAY VARY WITH EACH LOAN. RATES CURRENT AS OF 07/10/2023. SUBJECT TO BORROWER APPROVAL.
**ADDITIONAL DISCLOSURE FOR BONUS OFFER: THE PRINCIPAL AND INTEREST PAYMENT ON A $200,000 30-YEAR FIXED-RATE LOAN AT 6.999% AND 97% LOAN-TO-VALUE (LTV) IS $1390.47. THE ANNUAL PERCENTAGE RATE (APR) IS 7.592% WITH ESTIMATED FINANCE CHARGE OF $5,600. THE PRINCIPAL AND INTEREST PAYMENTS, WHICH WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL, DO NOT INCLUDE TAXES AND HOME INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 07/10/2023. SUBJECT TO BORROWER APPROVAL. SOME EXCLUSIONS MAY APPLY.
NOTICE TO TEXAS CONSUMERS:
TEXAS RECOVERY FUND NOTICE: Figure: 7 TAC §80.200(b): CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
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